What Type of Life Insurance Is Appropriate

When it comes to Life Insurance, there are quite a few factors that come into play before deciding what is right for a family. One of the most basic questions is   “What type of life insurance should I get?” That seems like it may be an easy question to answer, but in...

What is Disability Insurance Protection

Disability insurance is one of a person’s biggest assets.   Ask clients this question and make these points.  Would you be able to afford your car, home, even put food on the table, without a paycheck?  Two of those three I previously mentioned you cover with...

Long Term Care Awareness

With November being LTC Awareness month, it is the perfect time to discuss how LTC and LTC Hybrid products can fit into your clients’ retirement portfolios. Long Term Care costs are one of the most expensive aspects of retirement/aging, yet, most people do not have a...

What is a Medicare Supplement

WHAT IS A MEDICARE SUPPLEMENT PLAN? Medicare supplements are just like they sound, private policies that supplement Medicare. An individual will need both Medicare Parts A and B insurance coverage for health-related expenses before they can purchase a supplement....

Male, 60, non-smoker

Followed for fluctuating PSA numbers. Prostate biopsy revealed 2 areas to be watched but no cancer. Postponed by three different carriers even though doctor said no need for another biopsy and no cancer. Issued standard non tobacco –...