Life Insurance For Foreign Nationals

Life Insurance for Foreign Nationals What is considered a foreign national? Foreign Nationals (FN) are defined as individuals who are not U.S. citizens or, regardless of citizenship, are representing a foreign government, foreign corporation, other foreign entity, or...

7 Things you need to know about Selling a Term Life

                                Insurance Policy What is a Term Life Policy? Term life policies are a type of life insurance coverage that provides a death benefit to the policy owner if the insured passes away within a certain timeframe. This differs from a permanent...

MONEY TO USE HOW YOU WANT!!!

Every day as thousands of individuals are facing a serious critical illness, the last thing they need to worry about are their finances.  They want the freedom to live their life their way, with the freedom to focus on what’s most important – their recovery....

Planning for the Unexpected

The importance of an emergency fund Most of us are creatures of habit. We find a certain comfort and safety in the predictability of our day-to-day lives. Unfortunately, that also means we tend to avoid thinking about or planning for unexpected and unwelcome changes....

Affordable Care Act

AFFORDABLE CARE ACT Frequently Asked Questions  How do I buy Health Insurance? For some, buying health insurance can be a confusing and overwhelming process.  First, you have to find a health insurance plan within your budget.  Then you have to contact the company or...

A Stronger Focus at Both Ends of the Age Spectrum

A Stronger Focus at Both Ends of the Age Spectrum Baby Boomer and Millennials Insurance Markets Millennials outnumber Baby Boomers in the United States by almost eight million and represent more than a quarter of the American population. Our greatest sources of...

Surplus Lines vs Regular Insurance Carriers

Surplus Lines Insurance VS Regular Insurance Carriers As a fiduciary for clients and potential clients, insurance agents need to know the difference between these types of carriers. Regular insurance carriers, which are admitted state carriers, will follow state...